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Investment Options, Rates, Terms

We offer a number of investment options to help you meet your financial goals. The list below details our rates and options. By investing with us, you can be confident that your investment will fund your goals and your church’s future.

If you are a first-time investor, an Offering Circular and investment application are available to print, complete and mail to Disciples Church Extension Fund to open your investment account. Once your account is established, you can safely make online investments.

Options for individual investors

Investment Options

Rates are current as of March 1, 2024.

18-Month Term Plus Note – Special Limited Time Rate

 

Maturity Minimum
Investment
Interest
Rate
Annual Percentage
Yield
18-Month Note $5,000 5.0000% 5.0625%

Demand Plus Notes*
Allows you to easily invest and withdraw funds as often as you like

 

  • $50 minimum initial investment
  • Additional deposits as low as $10 may be added to your investment
  • Principal and interest may be withdrawn upon written demand
  • You may withdraw as little as $10 from your investment account
  • Offers a higher rate of interest on investments of $5,000+ and $25,000+
  • Invest today!
Maturity Investment
Minimum
Interest
Rate
Annual Percentage
Yield
  $50 0.5000% 0.5006%
$5,000 0.6250% 0.6260%
$25,000 0.7500% 0.7514%

* Not available in Louisiana and South Carolina.

Term Plus Notes
Put your money to work for a specific period of time with a fixed interest rate

 

  • $100 minimum initial investment
  • Interest rates are tiered and vary based on the amount you invest
  • Offers a higher rate of interest on investments of $25,000+, $100,000+, $250,000+ and $1,000,000+
  • Investment Notes maturities range from 12 to 60 months
  • Invest today!
Maturity Minimum
Investment
Interest
Rate
Annual Percentage
Yield

12-Month Note

 

 

$100 3.0000% 3.0225%
$25,000 3.1250% 3.1494%
$100,000 3.2500% 3.2764%
$250,000 3.3750% 3.4035%
$1,000,000 3.5000% 3.5306%

24-Month Note

$100 3.2500% 3.2764%
$25,000 3.3750% 3.4035%
$100,000 3.5000% 3.5306%
$250,000 3.6250% 3.6579%
$1,000,000 3.7500% 3.7852%

36-Month Note

$100 3.5000% 3.5306%
$25,000 3.6250% 3.6579%
$100,000 3.7500% 3.7852%
$250,000 3.8750% 3.9125%
$1,000,000 4.0000% 4.0400%
48-Month Note** $100 4.0000% 4.0400%
$25,000 4.1250% 4.1675%
$100,000 4.2500% 4.2952%
$250,000 4.3750% 4.4229%
$1,000,000 4.5000% 4.5506%

60-Month Note**

$100 4.2500% 4.2952%
$25,000 4.3750% 4.4229%
$100,000 4.5000% 4.5506%
$250,000 4.6250% 4.6785%
$1,000,000 4.7500% 4.8064%

** Eligible for One Time Step-Up Feature to increase your interest rate on your Note for the remaining time on your original term to the current interest rate being offered on that same term.

3-Year Flex Plus Variable Rate Notes***
Get the flexibility to add or withdraw funds while your interest rate moves with our loan rates

 

  • $100 minimum initial investment
  • Additional deposits as low as $50 may be added to your investment
  • Investment Notes mature in three years
  • You may withdraw up to 50% of the funds you have invested prior to maturity without penalty ($50 minimum withdrawal)
  • Flex Plus interest rates are set and paid on the first day of each month; actual rate of interest for this Note is set on the date of issuance, based upon the current monthly rate
  • Invest today!
Maturity Investment
Minimum
Interest
Rate
Annual Percentage
Yield
 3 Years  $100 3.0300% Variable
   $25,000 3.1550% Variable
  $100,000 3.2800% Variable
$250,000 3.4050% Variable
$1,000,000 3.5300% Variable

*** Flex Plus interest rate changes on the first day of each month; initial rate of interest for this Note is set on the date of issuance, based upon the current monthly rate.

Kid Builder Notes
Parents/Grandparents/Kids – It’s never too early to teach children the value of stewardship

 

  • $20 minimum initial investment
  • You may add deposits of as little as $10 to your Note
  • Interest rates are tiered and vary based on the amount you invest
  • We offer a higher rate of interest on investments of $25,000+, $100,000+, $250,000+ and $1,000,000+
  • Your Note matures in three years
  • Invest today!
Maturity Investment
Minimum
Interest
Rate
Annual Percentage
Yield
36 Months $20 3.5000% 3.5306%
$500 3.6250% 3.6579%
$1000 3.7500% 3.7852%

Educational Growth Notes
Save for your child’s education and help us build churches

 

  • $100 minimum initial investment
  • Additional deposits as low as $20 may be added to your investment
  • Variable interest rate moves with our Disciples Church Extension Fund loan rates
  • Notes may be issued in the name of the investor, the child, or an adult custodian
  • May benefit a child under the Uniform Gift to Minor’s Act or equivalent law in your state
  • Interest is automatically reinvested unless you specifically elect to do otherwise
  • The investment matures on child’s 20th birthday; may be redeemed without penalty on the child’s 18th birthday or the date the child matriculates to a college, university, or other institution of higher education
  • Invest today!
Maturity Investment
Minimum
Interest
Rate
Annual Percentage
Yield
1-20 Years $100 3.0300% Variable

Note that the information available on this website does not constitute an offer to sell or a request to buy investments. The offer is made only in the Offering Circular, which should be read carefully regarding any investment risks. We also recommend that you review the disclaimer which outlines state restrictions.

Thank you for your interest in investing with Disciples Church Extension Fund

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Are you ready to invest with us?

Whatever your investment goals, contact us at invest@disciplescef.org to find out how we can partner with you.
Or call 800.274.1883
En español: 866.534.1949