Investment options, rates, and terms
Meet your financial goals with our investment notes and traditional and Roth IRAs opportunities. Your investment strategy will fund your goals and help churches thrive.
Invest in your future. Invest with us.
- Kid Builder Notes
- Educational Growth Notes
- Demand Plus Notes
- 3-Year Flex Plus Variable Rate Notes
- Term Plus Notes
If you are a first-time investor, an Offering Circular and investment application are available to print, complete, and mail to Disciples Church Extension Fund to open your investment account. Once your account is established, you can safely make online investments.
Rates are current as of December 1, 2024.
| Demand Plus Notes Allows you to easily invest and withdraw funds as often as you like
Not available in Louisiana and South Carolina. |
| Maturity | Investment Minimum |
Interest Rate |
Annual Percentage Yield |
| $50 | 0.2500% | 0.2502% | |
| $5,000 | 0.3750% | 0.3754% | |
| $25,000 | 0.5000% | 0.5006% |
| Kid Builder Notes Parents/Grandparents/Kids – It’s never too early to teach children the value of stewardship
|
| Maturity | Investment Minimum |
Interest Rate |
Annual Percentage Yield |
| 36 Months | $20 | 3.0000% | 3.0225% |
| $500 | 3.1250% | 3.1494% | |
| $1000 | 3.2500% | 3.2764% |
| Educational Growth Notes Save for your child’s education and help us build churches
|
| Maturity | Investment Minimum |
Interest Rate |
Annual Percentage Yield |
| 1-20 Years | $100 | 3.4700% | Variable |
| 12-Month Term Plus Note – Special Limited Time Rate
|
| Maturity | Minimum Investment |
Interest Rate |
Annual Percentage Yield |
| 12-Month Note | $2,500 | 4.6500% | 4.7041% |
| 3-Year Flex Plus Variable Rate Notes Get the flexibility to add or withdraw funds while your interest rate moves with our loan rates
Flex Plus interest rate changes on the first day of each month; initial rate of interest for this Note is set on the date of issuance, based upon the current monthly rate. |
| Maturity | Investment Minimum |
Interest Rate |
Annual Percentage Yield |
| 3 Years | $100 | 3.4700% | Variable |
| $25,000 | 3.5950% | Variable | |
| $100,000 | 3.7200% | Variable | |
| $250,000 | 3.8450% | Variable | |
| $1,000,000 | 3.9700% | Variable |
| Term Plus Notes Put your money to work for a specific period of time with a fixed interest rate
|
| Maturity | Minimum Investment |
Interest Rate |
Annual Percentage Yield |
|
12-Month Note
|
$100 | 2.5000% | 2.5156% |
| $25,000 | 2.6250% | 2.6422% | |
| $100,000 | 2.7500% | 2.7689% | |
| $250,000 | 2.8750% | 2.8957% | |
| $1,000,000 | 3.0000% | 3.0225% | |
|
24-Month Note |
$100 | 2.7500% | 2.7689% |
| $25,000 | 2.8750% | 2.8957% | |
| $100,000 | 3.0000% | 3.0225% | |
| $250,000 | 3.1250% | 3.1494% | |
| $1,000,000 | 3.2500% | 3.2764% | |
|
36-Month Note |
$100 | 3.0000% | 3.0225% |
| $25,000 | 3.1250% | 3.1494% | |
| $100,000 | 3.2500% | 3.2764% | |
| $250,000 | 3.3750% | 3.4035% | |
| $1,000,000 | 3.5000% | 3.5306% | |
| 48-Month Note** | $100 | 3.5000% | 3.5306% |
| $25,000 | 3.6250% | 3.6579% | |
| $100,000 | 3.7500% | 3.7852% | |
| $250,000 | 3.8750% | 3.9125% | |
| $1,000,000 | 4.0000% | 4.0400% | |
|
60-Month Note** |
$100 | 3.7500% | 3.7852% |
| $25,000 | 3.8750% | 3.9125% | |
| $100,000 | 4.0000% | 4.0400% | |
| $250,000 | 4.1250% | 4.1675% | |
| $1,000,000 | 4.2500% | 4.2952% |
Note that the information available on this website does not constitute an offer to sell or a request to buy investments. The offer is made only in the Offering Circular, which should be read carefully regarding any investment risks. We also recommend that you review the disclaimer which outlines state restrictions.
“We started investing in IRAs and Notes with Disciples Church Extension Fund because of the rates and it was a good fit for us with the connection to our denomination. Then, we decided to invest in Notes for our grandchildren’s educations. It’s convenient because it comes out of our checking account automatically each month. Our oldest grandchild has already used hers to study art in Italy, which was pretty special for her. We like investing with DCEF because when we call, we feel like there’s always a real connection there.”
Barbara Ann Free and Jay Johnson
Albuquerque, NM
Are you ready to invest with us?
Whatever your investment goals, contact us at invest@disciplescef.org to find out how we can partner with you.
Or call 800.274.1883
En español: 866.534.1949