Protect your congregation and church building from the effects of COVID-19 with resources from DCEF.

Like so many non-profit and faith organizations, Disciples congregations still require building and financial support throughout the coronavirus pandemic. Stay connected with the most recent updates from Disciples Church Extension Fund and find the resources you need to take care of your congregation, building, and finances. All in one place.

PPP Loan Forgiveness Update - May 20

The Small Business Administration recently published guidance regarding applying for Forgiveness of the PPP Loans that have been funded. A link to that document is below, as well as the most recent version of the PPP Frequently Asked Questions document, also published by the Small Business Administration.

The application for Forgiveness of PPP Loans is done through the lending entity that funded the loans. Reach out to your lender if you have questions pertaining to the application for forgiveness process as it relates to that specific entity.

PPP Loan Forgiveness Application

PPP Frequently Asked Questions

CARES Act - Paycheck Protection Program application assistance

The U.S. federal government has allocated more than USD $350 billion to assist small businesses, including non-profits such as congregations and other denominational organizations, in keeping employees on the payroll and covering critical expenses through this trying financial time. The CARES Act created the Paycheck Protection Program (PPP), providing loans through the Small Business Administration with provisions for loan forgiveness of up to 100%, depending upon how the loan funds are spent.

Disciples Church Extension Fund is collaborating with an organization we use for some of our employee benefits, Cost Stewardship, Inc., to provide assistance to Disciples congregations and organizations wanting to apply for these loans.

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How to Prepare Your Building for an Extended Period of Inactivity

During these uncertain times, when congregations and church staff are asked to ‘shelter in place,’ it can be hard on us to stay away from our houses of worship. But sitting empty can also take a toll on our buildings. DCEF has put together some tips on what you can do to prepare your facility for an extended period of inactivity.

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Frequently Asked Questions

Does the loan deferral also apply to Disciples units/related institutions?

The automatic loan payment deferral isn’t available to Disciples organizations, but we will be working with these organizations to meet their needs on a case by case basis.

If our congregation has chosen to defer its loan payments, when will
they have to be repaid?


The deferred payments are put at the back of the loan. This means that payments are still due on their maturity dates, but with the accrued interest added. 

We're trying to apply for a Paycheck Protection Program (PPP) loan application, but banks are no longer accepting applications. What do we do now?


Congress is working to pass legislation to provide additional funding to banks for the PPP. We encourage you to complete the application so that you're ready to submit it as soon as the funds come through. If you have any questions, feel free to contact us at CaresAct@DisciplesCEF.org.

On the PPP application, does a church need to fill out anything in the Applicant Ownership / Owner Name / title / Ownership % etc. section?


This would not be applicable for an incorporated church or an unincorporated church or church association. 'Not Applicable' is the most appropriate answer.

Is PPP assistance just for congregations in the U.S.A., or for those in Canada as well?

The PPP is an American program, so Canadian non-profits would not be able to take advantage of it. We recommend that Canadian churches apply for a COVID-19 Response Grant from the National Benevolent Association. Additional information can be found on their website.

Updates from DCEF's President



Resources from General Ministries

The Christian Church (Disciples of Christ) has compiled resources from its general ministries on its COVID-19 response page, including news and updates, care for pastors and chaplains, reference materials, and more.

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Reopening Your Church Office

As a nonprofit organization that administers a church property insurance and church liability insurance program for congregations in the Christian Church (Disciples of Christ), among other denominations, Insurance Board has put together a guide for reopening your church office. 

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